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The Senate Bailout Swamp and Other Follies: The Taxpayers will Give you Free Mortgages and Get Stuck for Carbon Taxes in Return.

The Senate Bailout Swamp and Other Follies: The Taxpayers will Give you  Free Mortgages and Get Stuck for Carbon Taxes in Return.

 

The 400+ page screed that our idi0t Senators will ‘vote’ on is out it contains a cornucopia of goodies that reminds of some drunken biker’s acid trip.[1] This behemoth contains a swamp of sugar-coated goodies and a snarled and unworkable bureaucratic committee headed by the Secretary of the Treasure and modifies numerous other laws and regulations.

 

The general thrust is that the Secretary will have unlimited powers to buy and sell all sorts of financial assets and liabilities at his discretion with some vague regard to the rights of the taxpayers. There will be some oversight committee and a bunch of reports that appear to be arbitrary. They can stick the taxpayer with 350 bln dollars and give all sorts of tax bennies to special interests. The ability to foreclose on mortgages held by  deadbeats is apparently abrogated.

 

Here are a few juicy tidbits from this wreckage that include washing machine restrictions and tax relief for wooden arrows made by Indians.

 

The Hard Stuff:

 

SEC. 103. CONSIDERATIONS

 

(1) protecting the interests of taxpayers by

maximizing overall returns and minimizing the impact

on the national debt;

 

(2) providing stability and preventing disruption

to financial markets in order to limit the impact

on the economy and protect American jobs, savings,

and retirement security;

 

(3) the need to help families keep their homes

and to stabilize communities;

 

This reads as the foreclosure of any mortgage is probably prohibited or will not be used as an option.

 

SEC. 109. FORECLOSURE MITIGATION EFFORTS.

 

(a) RESIDENTIAL MORTGAGE LOAN SERVICING

STANDARDS.—To the extent that the Secretary acquires

mortgages, mortgage backed securities, and other assets

secured by residential real estate, including multifamily

housing, the Secretary shall implement a plan that seeks

to maximize assistance for homeowners and use the authority

of the Secretary to encourage the servicers of the

underlying mortgages, considering net present value to the

taxpayer, to take advantage of the HOPE for Homeowners

Program under section 257 of the National Housing

Act or other available programs to minimize foreclosures.

In addition, the Secretary may use loan guarantees

and credit enhancements to facilitate loan modifications

to prevent avoidable foreclosures.

 

This is a government license for people in default on their mortgages to not pay anything and maintain their residence at taxpayer expense.

 

c) CONSENT TO REASONABLE LOAN MODIFICATION

REQUESTS.—Upon any request arising under existing investment

contracts, the Secretary shall consent, where appropriate,

and considering net present value to the taxpayer,

to reasonable requests for loss mitigation measures,

including term extensions, rate reductions, principal write

downs, increases in the proportion of loans within a trust

or other structure allowed to be modified, or removal of

other limitation on modifications.

 

(2) MODIFICATIONS.—In the case of a residential

mortgage loan, modifications made under paragraph

(1) may include (A) reduction in interest rates;

(B) reduction of loan principal; and

(C) other similar modifications.

 

 We can only wonder what ‘similar’ means.

 

This apparently circumvents the bankruptcy courts and allows some bureaucrat to restructure mortgage contracts.

 

SEC. 115. GRADUATED AUTHORIZATION TO PURCHASE.

 

(a) AUTHORITY.—The authority of the Secretary to

purchase troubled assets under this Act shall be limited

as follows:

(1) Effective upon the date of enactment of this

Act, such authority shall be limited to

$250,000,000,000 outstanding at any one time.

(2) If at any time, the President submits to the

Congress a written certification that the Secretary

needs to exercise the authority under this paragraph,

effective upon such submission, such authority shall

be limited to $350,000,000,000 outstanding at any

one time.

 

So, this is a 350 bln dollar bailout.

 

SEC. 122. INCREASE IN STATUTORY LIMIT ON THE PUBLIC DEBT.

 

Subsection (b) of section 3101 of title 31, United

States Code, is amended by striking out the dollar limitation

contained in such subsection and inserting

‘‘$11,315,000,000,000’’.

 

There is an unintelligible b) GOLDEN PARACHUTE RULE buried in legalese.

 

There is more fluff and EcoNazi burdens in this mess:

 

There is huge pile  of hooey about energy credits. This crap extends for 250 pages:

 

SEC. 117. CARBON AUDIT OF THE TAX CODE.

 

(a) STUDY.—The Secretary of the Treasury shall

enter into an agreement with the National Academy of

Sciences to undertake a comprehensive review of the Internal

Revenue Code of 1986 to identify the types of and

specific tax provisions that have the largest effects on carbon

and other greenhouse gas emissions and to estimate

the magnitude of those effects.

 

(c) CARBON CAPTURE REQUIREMENT FOR CERTAIN

FUELS.—

 Who knows what this means. The EcoNazis get a bunch of stuff here.

 

(a) PLUG-IN ELECTRIC DRIVE MOTOR VEHICLE

CREDIT.

 

SEC. 211. TRANSPORTATION FRINGE BENEFIT TO BICYCLE

COMMUTERS.

 

(4) TOP-LOADING CLOTHES WASHER.—

 

(5) GALLONS PER CYCLE; WATER CONSUMPTION

FACTOR.—

 

Sec. 322. Tax incentives for investment in the District of Columbia.

 

SEC. 314. INDIAN EMPLOYMENT CREDIT

 

SEC. 315. ACCELERATED DEPRECIATION FOR BUSINESS

PROPERTY ON INDIAN RESERVATIONS.

 

SEC. 503. EXEMPTION FROM EXCISE TAX FOR CERTAIN

WOODEN ARROWS DESIGNED FOR USE BY CHILDREN.

 

This is a circus.

 

Vote out all of these parasites out of office.

 

rycK

 

Comments: ryckki@gmail.com

 

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